Is the FDIC's Crypto Crackdown a Threat to Innovation? 

With the recent news about the FDIC discouraging banks from offering crypto services and the ongoing regulatory scrutiny, how do you think this will impact the future of crypto banking? Do you believe that a more transparent regulatory framework could foster innovation, or will it stifle growth in the industry? Share your thoughts on how we can balance consumer protection with the need for financial institutions to engage with crypto assets. What strategies do you think crypto companies should adopt to navigate this challenging landscape?